I sleep with two or three blankets in the winter and then in the summer it can be one or two depending upon if I have the air conditioning going.
The light weight comforter goes on top of the mattress. I don't use sheets at all. I am partially handicapped and have to do everything around the house as easy on me as I can.What goes on top of the mattress if you don't use sheets?
I do exactly the same.I use flannel sheets in fall and winter, and lightweight sheets for spring and summer.