I am so upset. The company my DH works for has decided that rather than lay anyone off, they are discontinuing health insurance. He has conditions that require him to keep regular doctor appointments. Treatments were just beginning to help. I'm looking into private insurance because he needs this so bad, but I don't know how we are going to be able to afford it. If there is a gap in coverage, I believe he will need to go through a waiting period for his pre-existing conditions. This s