I recently signed our new kitten up for pet insurance with the Healthy Paws company. They need a copy of his medical records. When I got his medical records it shows that the vet proclaimed him a healthy kitten, BUT there were also notes in there about our concerns over him getting winded easily during play and having smelly poops. (He was new and we are by nature overly paranoid about our babies' health)
I brought it up with our vet and he felt it would be fine because HE said it was a healthy kitten. He said he had never dealt with Healthy Paws though.
I'm worried that if little Buddy ever develops a problem like asthma or digestive issues the insurance might consider it a pre-existing condition because of what we were worried about. (Both issues have completely cleared up by the way. We just changed his food for the poop and easily winded issue was apparently from being kept in a cage at the shelter to having a lot of space to run around in. He seems to be zooming around playing 23 hours a day now! )
What do you think? Would the insurance consider it pre-existing if it was just an observation of a paranoid new parent, or will they take the vet's assessment that he is healthy?
I brought it up with our vet and he felt it would be fine because HE said it was a healthy kitten. He said he had never dealt with Healthy Paws though.
I'm worried that if little Buddy ever develops a problem like asthma or digestive issues the insurance might consider it a pre-existing condition because of what we were worried about. (Both issues have completely cleared up by the way. We just changed his food for the poop and easily winded issue was apparently from being kept in a cage at the shelter to having a lot of space to run around in. He seems to be zooming around playing 23 hours a day now! )
What do you think? Would the insurance consider it pre-existing if it was just an observation of a paranoid new parent, or will they take the vet's assessment that he is healthy?