~ Don't forget Prearranged FuneralPlans ...Since I passed 70, it seems that all I get are ads for hearing aids and walk-in tubs.
~ Don't forget Prearranged FuneralPlans ...Since I passed 70, it seems that all I get are ads for hearing aids and walk-in tubs.
pensionDo you get some sort of pension then or is it discounts on stuff?
Congrats! Enjoy the freedom from setting the alarm clock to having another cup of coffee at your leisure.I got my Medicare card in the mail. Rick thought it was hilarious. I was not amused.
~ I have been doing research. If you are interested in a supplement to Medicare look into Medicare Plan F.This past summer I started getting inundated with Medicare texts, phone calls, mail, all kinds of stuff.
The phone calls, texts, and mail are overwhelming. I spent a long time trying to figure out what to sign Duke up for during his birthday enrollment time this spring and now I'm researching again during open enrollment for his Rx plan. I even went to a seminar put on by our local old people's organization to try to get some help sorting through all the information.Thanks! Although in our case, the girls are our alarm clock and they don't have a snooze button. So when they're ready for breakfast, they get breakfast! Rick usually hits the couch for a morning nap after he takes The Beast out for her first pee. With me, once I'm up, I'm usually up for the day. But still, having another cup of coffee instead of rushing around getting ready for work sounds wonderful!
This past summer I started getting inundated with Medicare texts, phone calls, mail, all kinds of stuff. The phone calls were so bad that I started blocking phone numbers. About a month ago, some guy showed up at the house; he wanted to talk to me about my Medicare "needs". That, BTW, is very much illegal; Medicare insurance people cannot come come to your house cold, just to talk. They have to call first and set up an appt. We didn't know that at the time. I was at work, so Rick sent him on his way.
But it's been an weird several months with all the Medicare stuff going around. And I guess we'll have to deal with it every year, once the Medicare window gets ready to open. All part of becoming an old fart, I guess.
I have had plan F for 4-5 yrs. This year I looked at The Advantage plans. These are heavily promoted, which makes me suspicious. What I found was they are cheap, limit where you can go and seems like everything has a deductible/copay. While my plan F is around $200/mo. I am never out of pocket a dime. I guess if you are in good health the Advantage plans might be for you.~ I have been doing research. If you are interested in a supplement to Medicare look into Medicare Plan F.
I do billing for ambulance service. One thing about the Advantage plans when it comes to an emergency expense like that, they leave people with a much higher copay. Traditional Medicare leaves people with a copay of under a hundred dollars, usually around $90. The Advantage plans leave people with a $200 to $250 copay.I have had plan F for 4-5 yrs. This year I looked at The Advantage plans. These are heavily promoted, which makes me suspicious. What I found was they are cheap, limit where you can go and seems like everything has a deductible/copay. While my plan F is around $200/mo. I am never out of pocket a dime. I guess if you are in good health the Advantage plans might be for you.
Fortunately I havent needed an ambulance. All the advantage plans I found to restrictive. Im fortunate I can afford plan F as I have Sleep Apnea & copd. A guy I know told me he was going to have an operation and he doesnt have a supplemental. He will be in for a big surprise. I told him he could at least get an Advantage plan for little or nothing. just dumb not to have anything. Sorry for getting off topic.I do billing for ambulance service. One thing about the Advantage plans when it comes to an emergency expense like that, they leave people with a much higher copay. Traditional Medicare leaves people with a copay of under a hundred dollars, usually around $90. The Advantage plans leave people with a $200 to $250 copay.
Amen to that!I turned 65 last year and still work full time. Next month I turn 67 years old. Every day since I turned 65, I receive phone calls from solicitors who are trying to sell me a back brace, hospital bed, canes, hearing aids, etc, you get where I am going with this, 4-6 times per day. Yes I am over 65, but working full time, am fully competent, don't wet myself, so don't need depends, etc, etc, etc. Medicare will call to "Remind" to ask me when I got my last mammogram, colonoscopy,and so on. I tell you. It makes me sick, a person reaches the age of 65 and they think we turn into "drooling, incompetent, mindless boobs!!" When home, I would take some of these calls and tell the person on the other end that I would appreciate taking my number off of their calling list. I would explain that even though I am of age, I still work a full time job, am very healthy and capable of making my own dr. appointments. . I kept getting these calls, they never stopped, so I had no choice, I picked up the phone and was quite nasty with the person on the other end. Did that stop the phone calls from coming? He.. no!! Now when I pick up one of their calls, they hang up on me when they hear my voice at "hello". Well, all I can say is at least they are scared of me now. And I guess I am going to have to be happy with that. Thanks for letting me vent, I really needed to vent to someone who understands where I am coming from.
People have been giving me senior discount since I was in my 50s (I'm well past that now). It never bothered me a bit, you want to give me a discount I don't care what age you think I am. I was once behind some woman in line who was indignant that the girl thought she qualified for the senior discount. I thought she was pretty stupid.I have had mine for awhile ( I just turned 66). I didnāt feel old until I went to a burger place and the girl automaticity gave me the senior discount without asking! Being a dummy I argued that she wasnāt charging me correctly until my daughter told me why!
I was considering plan F or plan G. The woman who helped Rick and me suggested plan G as we were able to get it cheaper than F and it had mostly the same stuff.~ I have been doing research. If you are interested in a supplement to Medicare look into Medicare Plan F.
.. it seems like just a few years ago I didn't think of things like that at all. ...
You are so right, same thing with Medicare! Sad some āpoliticiansā are pushing āMedicare for allā and Iām quite sure supporters think it is a free give away from Uncle Sam. People donāt realize that they pay taxes into Medicare and then we you get on it you pay. There is nothing free.I hate it when people talk about Social Security as 'being on the dole'. People have paid into that for their entire working life. That is why it is called an entitlement, people are vested in it by virtue of paying into it over a long period of time.
The key difference between Plan F and Plan G is that Plan F has no deductible for Part B expenses. For 2019, the Plan G deductible is $185. And naturally, Plan F premiums are higher than Plan G.~ I have been doing research. If you are interested in a supplement to Medicare look into Medicare Plan F.