I'd say she's a calico and tabby because she's got large blocks of red, which are definitive of calico, not tortie.
Tortie-and-white is the same thing as calico. T&B is used in the UK, Calico is used in the US.
If a cat is tortie on top, but has white on the belly and/or chest, that's called a tortico.
My cat back home, Little Missy, is an orange tabby calico
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