I am so upset right now. My sister has been dating this guy (Let's call him 'M') for a few months and I never got a good feeling about him. He is 22, unemployed, not in school, and is covered in ridiculous tattoos, and has no car. I tried to be nice. I even tried to meet him 3 times and he bailed at the last minute.
On 12/21, my grandmother opened my sister's credit card statement accidently. (They have the same credit card company) She handed it to me because she didn't understand it. I saw it was my sister and noticed a balance of over $1,100. I immediately thought someone had stolen her credit card. I stared combing over it and noticed a $250 cash advance in addition to other strange purchases. I confronted her and she denied it was him. I told her I wasn't stupid. I know she would go to me or my grandmother if she ever need cash in an emergency and wouldn't take it out against her credit card. She finally admitted the $250 was for M and she bought him the other stuff. I told her I wanted to meet with M and tell him that it was unacceptable for him to borrow money from my 19 year old sister. My dad was laid off of his job 2 years ago and has since had a heart attack and stroke. I've been working 3-4 jobs to keep the house and pay the bills. We are not rich people and should not ask my sister for money. She has a part time job and is in school so she doesn’t make much money either. He kept saying "We got into this mess, WE can fix it." I finally snapped and said there is no "WE." The only on the hook is my sister since it is her credit card.
On 12/29 we got a call from my grandmother's credit card company saying there was suspicious activity. We froze the card and changed the account number. My sister has a version of my grandmother's credit card with her name on it. They said all of fraud charges were from her card. She said that was impossible because the card was in her wallet. Lo and behold, she checked her wallet and it was not there. We finally got the statement in today. Many of the transactions fit the pattern of my sister's bill from 12/21. I had been suspicious it was M, but I had no proof. There were several charged to the local Target. I went with my sister to see if they could pull up receipts and surveillance. While we were there, she calls M and he admits it was him. He stole the card from her wallet and he had no idea it was actually my grandmother's card. While she was on the phone with him, the people from Target said they couldn't find it and I would need to call the credit card company to pin point the exact details. I lied to my sister and said they had it and they needed some time to process it. While he confessed, I want him and my sister to think I have the cold, hard proof.
M's purchases total over $3,250. I want to call the police and have this low life arrested. My sister is begging my grandmother not to since he promised to pay it. (Highly unlikely since he hasn't paid my sister the $250 from November).... I don't know what to do. The credit card company has already been notified of the fraudulent charges. We know who did it. Do I let the credit card company I have a confession, but no proof? Do I take my grandmother down to the police station and make a report?
The absolutely terrifying thing is that I don't think my sister is breaking up with him. She keeps telling me that he had no idea that the card was linked to my grandmother's account. He thought it was just hers..... How does this make it okay?!!?! Sorry this is so long. I'm very upset and I needed to vent.
On 12/21, my grandmother opened my sister's credit card statement accidently. (They have the same credit card company) She handed it to me because she didn't understand it. I saw it was my sister and noticed a balance of over $1,100. I immediately thought someone had stolen her credit card. I stared combing over it and noticed a $250 cash advance in addition to other strange purchases. I confronted her and she denied it was him. I told her I wasn't stupid. I know she would go to me or my grandmother if she ever need cash in an emergency and wouldn't take it out against her credit card. She finally admitted the $250 was for M and she bought him the other stuff. I told her I wanted to meet with M and tell him that it was unacceptable for him to borrow money from my 19 year old sister. My dad was laid off of his job 2 years ago and has since had a heart attack and stroke. I've been working 3-4 jobs to keep the house and pay the bills. We are not rich people and should not ask my sister for money. She has a part time job and is in school so she doesn’t make much money either. He kept saying "We got into this mess, WE can fix it." I finally snapped and said there is no "WE." The only on the hook is my sister since it is her credit card.
On 12/29 we got a call from my grandmother's credit card company saying there was suspicious activity. We froze the card and changed the account number. My sister has a version of my grandmother's credit card with her name on it. They said all of fraud charges were from her card. She said that was impossible because the card was in her wallet. Lo and behold, she checked her wallet and it was not there. We finally got the statement in today. Many of the transactions fit the pattern of my sister's bill from 12/21. I had been suspicious it was M, but I had no proof. There were several charged to the local Target. I went with my sister to see if they could pull up receipts and surveillance. While we were there, she calls M and he admits it was him. He stole the card from her wallet and he had no idea it was actually my grandmother's card. While she was on the phone with him, the people from Target said they couldn't find it and I would need to call the credit card company to pin point the exact details. I lied to my sister and said they had it and they needed some time to process it. While he confessed, I want him and my sister to think I have the cold, hard proof.
M's purchases total over $3,250. I want to call the police and have this low life arrested. My sister is begging my grandmother not to since he promised to pay it. (Highly unlikely since he hasn't paid my sister the $250 from November).... I don't know what to do. The credit card company has already been notified of the fraudulent charges. We know who did it. Do I let the credit card company I have a confession, but no proof? Do I take my grandmother down to the police station and make a report?
The absolutely terrifying thing is that I don't think my sister is breaking up with him. She keeps telling me that he had no idea that the card was linked to my grandmother's account. He thought it was just hers..... How does this make it okay?!!?! Sorry this is so long. I'm very upset and I needed to vent.