I’m just found out my 17 month old cat has tartar developing and slightly swollen gums. So I’m buying him dental wipes to try out. Still if in 5-13 years he needs tooth extraction I would like to be able to afford it. So my next goal for him is to get him some pet insurance in the next year. Will my vet accept any insurance? Or do I need to choose vet approved insurance? If I can choose what one would you recommend? I’m in CA, USA if it matters. Or is pet insurance just a waste of money?