A large number of people here in the UK insure their pets for accident and sickness.
Is your pet insured?
Is your pet insured?
They don't cover pre-existing conditions - if you had a cat which already had health problems, you wouldn't be able to get it insured!Originally Posted by ddcats
I voted no, I don't want to. I'm hardly at the vets, I only have two cats who now eat healthy food, hence, healthy cats.
If I had a cat with continuous problems, then I definately would want the pet insurance.
O, just like humans too, insurance doesn't cover pre-existing conditions.Originally Posted by Epona
They don't cover pre-existing conditions - if you had a cat which already had health problems, you wouldn't be able to get it insured!
That is an awesome idea! A lot of the insurance I looked at didn't seem like it would be worth it.Originally Posted by Duchess15
Instead of paying the 50 a month for the insurance, I opened up a money market fund just for the cat to put a monthly amount in and collect interest at the same time.
That's a good idea if you can get a good amount put away fairly quickly and you know you won't be tempted to spend it on something else. The reason I have insurance is because I know I couldn't save up thousands of pounds for veterinary treatment and I don't ever want to be in a position where I have to say no to treatment a vet has suggested because I can't afford it. When Magpie died it cost me over £2000 (that's approx $4000) and I would have had to have him put to sleep immediately without any investigation of the problem if I hadn't had insurance, which would always make me wonder whether he could have been saved. Then there are expensive treatments such as MRI scans - cost about £2000 over here. It's always a gamble, and of course it does depend on how good the policy is, but for me it gives peace of mind. It doesnt' sound like policies in the US are as good as over here.Originally Posted by Duchess15
I don't have pet insurance. I have looked into it and found that they do NOT cover everything so it really wouldn't be any good if I had it and it didn't cover something I needed. Instead of paying the 50 a month for the insurance, I opened up a money market fund just for the cat to put a monthly amount in and collect interest at the same time.