I have a credit card (which will remain nameless) which was almost maxed out to the $800 limit they allowed me.
So, on the 1st, I paid an amount of $300 on my bill, okay fine and dandy. I used it for some emergency reasons the past week and only had a balance of $50 left availiable to use on the card. I got my tax refund and paid the whole thing off in full on Monday - $742.07 - the exact balance that they told me that needed to be paid if I wanted to pay the bill off. Ok, fine and dandy, right? WRONG.
Supposedly I have paid TOO MUCH on my account this month - even though thats what I had on my bill. Since I paid a total of $1,034 this month, they are holding my account for 4-10 days and could close it!
My question - WHY!?
I had a balance of $742.07 on Monday, so I paid it off, how are they telling me that they can hold it! I have paid it all off, all the debt that I had remaining on there!
The payment has cleared thru my bank too!
I am so furious right now! Here I am paying off my credit card and now they are holding it cuz I paid it off in full this month!
Seriously, I am MAD!
So, on the 1st, I paid an amount of $300 on my bill, okay fine and dandy. I used it for some emergency reasons the past week and only had a balance of $50 left availiable to use on the card. I got my tax refund and paid the whole thing off in full on Monday - $742.07 - the exact balance that they told me that needed to be paid if I wanted to pay the bill off. Ok, fine and dandy, right? WRONG.
Supposedly I have paid TOO MUCH on my account this month - even though thats what I had on my bill. Since I paid a total of $1,034 this month, they are holding my account for 4-10 days and could close it!
My question - WHY!?
I had a balance of $742.07 on Monday, so I paid it off, how are they telling me that they can hold it! I have paid it all off, all the debt that I had remaining on there!
The payment has cleared thru my bank too!
I am so furious right now! Here I am paying off my credit card and now they are holding it cuz I paid it off in full this month!
Seriously, I am MAD!