I need help!
My mom died recently, and I'm trying to handle everything (but I'm kinda clueless).
The insurance question. She had a small life insurance policy that I just remembered about. The problem is that she went by two different names due to some confusion as to which one she should use. I had the death certificate made in the name that's on her birth certificate but the policy is in the alternate name she used. I got forms to fill out from the insurance company, but they don't tell me what kind of documentation they will take as proof that it's the same person. Anybody know what they might need before I go through their 800 number which wasn't too helpful the last time I called?
The banking question. My aunt (my mother's sister) had my mom as beneficiary on her bank accounts. She went there today to change them to me. Two different banks. They both told her they needed a copy of the death certificate. I'm going to call them tomorrow to find out why they would need that, but does anybody know if that's standard practice to change a beneficiary? It doesn't make a lot of sense to me - what if she just decided she wanted someone else as beneficiary?
Anyway, I'm going to sort it out tomorrow (hopefully), just thought I'd see if any of you guys have any knowledge in the meantime.
My mom died recently, and I'm trying to handle everything (but I'm kinda clueless).
The insurance question. She had a small life insurance policy that I just remembered about. The problem is that she went by two different names due to some confusion as to which one she should use. I had the death certificate made in the name that's on her birth certificate but the policy is in the alternate name she used. I got forms to fill out from the insurance company, but they don't tell me what kind of documentation they will take as proof that it's the same person. Anybody know what they might need before I go through their 800 number which wasn't too helpful the last time I called?
The banking question. My aunt (my mother's sister) had my mom as beneficiary on her bank accounts. She went there today to change them to me. Two different banks. They both told her they needed a copy of the death certificate. I'm going to call them tomorrow to find out why they would need that, but does anybody know if that's standard practice to change a beneficiary? It doesn't make a lot of sense to me - what if she just decided she wanted someone else as beneficiary?
Anyway, I'm going to sort it out tomorrow (hopefully), just thought I'd see if any of you guys have any knowledge in the meantime.