I'm so sorry. Hope was a dear friend of mine both here and on Facebook. I am deeply sorrowed and shocked by her passing. God keep her and speed her on angels wings to heaven.
I've been taking courses my entire life...............most through work after university. So probably equivalent to whatever.......doctorate? All I know is that I teach courses to people that have their doctorates, plus supervise,,,,,,,,,,,,,,but Canada is different.
Yup..ring bearers usually carry fake rings..................are you kidding? Are you going to trust a small child with the real wedding rings? I mean really.........it's enough of a chance trusting the best man! LOL I think your nine year old niece would be adorable as a junior...
I'm not sure I understood exactly which one had the highest interest rate, but that's the one you should be paying off first! Then it would take no time at all to pay the other one off!