That's good, most people don't have a lot in liquid assets. With that much, she could afford the nicest care center available, honestly I'd like to live in some of them. My aunt was in a memory care place that was like a luxury condo. I wonder if you started telling her that you're glad she isn't going into a care center, try to pressure her into staying home, if that would make her move into AL, haha. Some people are just that contrary.