Browsing through our cat forums never fails to bring up some interesting and thought provoking debate, especially in the IMO (In My Opinion) forum. I came across one today, in the Breaking Mews sub-forum. The thread title that caught my eye said -
Car owner suing dog owner’s family
I admit, at first glance, I thought it was a cat owner suing there… and was wondering what the dog ever did to the poor kitty. It was a car owner after all, suing the owner of a dog it had struck on the road. An interesting debate evolved in the thread over the fairness of the issue, where some members claimed that had it been a child, no one would have sued the parents. As other members noted, pets are considered property, and not family members, and thus, as pet owners we are liable for any damages caused by our pets.
Dogs are more likely to a problem in that respect. In fact, just the other week, my husband was attacked by a dog on his way home. Fortunately, he wasn’t hurt, but a brand new pair of trousers was ruined. We got the owner’s phone number and rang them that night. Being pet owners and lovers ourselves, we tried not to make a huge fuss. Once we made sure that they will be taking precautions to prevent this from happening again to someone else, all we asked for was compensation for the damaged garment, which they were quick to send in.
Think that cats are less likely to cause damage? Well, usually that would be the case, but there are exceptions. I still remember the web designer with whom we met in our home several years ago to discuss a web project. The guy had this brand new pair of jeans on, which for some reason evoked an uncontrollable desire by one of our cats to use it as a scratching post… And yes, with a resident psycho kitty, there have been instances of bites and scratches too. We were fortunate to get away with apologies so far, but the risk is still there. In fact, whenever we have guests over, we make sure to warn them about our cat and always mention that we’re not insured
Are you insured for potential damages caused by your cat? If you can’t post about it in the thread (it is in a restricted forum), then by all means, post your comment here!